Executive Vice President/Chief Risk Officer/Executive Committee/Operating Committee Mr. Daras has more than 30 years in the banking and mortgage banking industry. He heads up Cenlar’s strategic planning, risk management program, banking and corporate finance functions, and is responsible for the risk governance structure and defense functions at Cenlar. Mr. Daras has held executive management positions in banking, M&A, risk management and fixed income portfolio management. He earned a bachelor of business administration from George Washington University and a master of business administration from St. John’s University. Mr. Daras has authored and co-authored several articles on fixed income risk management and asset-liability management..